I have a confession to make, I used to go a little crazy with the Black Friday sales. Now that I’ve had 10 years experience I think I’ve almost mastered holiday shopping for our family.
The hardest part for me every year is not to overshop as I start early, and getting home by 6:30am so my husband can go to work. As the kids are older I can’t take them with me anymore… unless we are shopping for daddy.
I just realized that the holidays are fast approaching. It’s time to start making those lists!
To get the best value for your money, requires a little planning.
Look online and find the best prices for the items you want to buy and write them down. Then start checking the weekly ads. When a great deal comes up grab it. Save your receipts (I highly recommend taping them to the item) in case you change your mind or you get a great doorbuster deal so that you can return them.
For example Toys R Us is running a Buy 2 Get the 3rd Free promotion on Video Games at the moment. Our son would like a DS this year and many of the games in the promotion were already reduced in price. I got three games for $42 including taxes and I’ll pick them up in the store. That way I don’t have to worry about the UPS guy leaving a toy store box at the front door and I didn’t have to pay for shipping. I’m on the lookout for a DS now. I’m not sure if I’ll get one in the weeks leading up to Black Friday or on the day.
Ordering online and picking up in store is a great option at Toys R Us and Walmart. It allows you to get the best prices and avoid the shipping costs. Your items are waiting for you at the store to pick up. One reason I do this is because I’ve found that Legos are cheaper online at both stores, sometimes up to $10 less. Toys R Us will price match to it’s own website but I’ve found it to be time consuming if you get the wrong checker and I’ve often ended up back at customer service getting a refund because there was a mistake. There may be a smaller selection available for store pick up but it beats driving from store, to store looking for that one, must have item.
I should mention that I found one snag with this on Black Friday for some high demand online doorbusters as stores have accidently oversold items and buyers were not notified until afterwards. Personally I got a fantastic deal on a large toolbox for my husband and got free shipping from Sears a few years ago.
My plan for our holiday list is like this. Start scanning the weekly ads for deals on our list. Keep the receipts for price matches or return if they go on sale in the next 60 days. As the Black Friday ads start popping up on the internet I check to see if I’ve gotten a good deal and start making my Thursday night shopping plans. Last year I got a great deal on a cricut machine for our sons teacher.
This year I also plan on keeping track of our total spend and all our items to avoid going overboard like last year. We are saving for a family vacation so the kids are more than happy to get a few less items this year.
Have you started your holiday shopping?
I headed to the stores tonight to stock up on much needed supplies. Our son is Gluten Free, Casein Free and almost Corn free so running to the store and expecting to see all the items I need in stock is a thing of the past.
Here is a quick list at the items I’m stocking up on this week:
We don’t allow our children to have soda so I haven’t listed anything here. I’ve read that Hansen’s has more natural sodas. I have read that there are trace amounts of gluten in many of the big commercial brands. This in addition to the artificial colors and flavorings is enough to skip them for as long as possible.
Do you have a favorite Gluten Free, Casein Free food?
Our school has hot lunch available and the daily option of a processed wholewheat crust free sandwich.
My seven year old would really like to have these sandwiches just so he can buy lunch. As I would prefer his lunch to include less additives I went searching for a way to make crust free, sealed sandwiches at home.
I can now make my own crust free sandwiches using bread and jelly free of high fructose corn syrup. The kids love it when I personalize each sandwich with smiles, stars and grape sandwich stamps.
So far I have only used the Krustbuster to make peanut butter and jelly sandwiches and mini cheese burgers.
If you are concerned about sandwich making taking longer I can report that the Krustbuster has actually reduced the amount of time we spend making lunches. I now make all sandwiches for the week on Sunday night and then freeze them.
In the future I would like to try making deli sandwiches and the recipe for French Toast on Krustbuster.com looks delicious.
My kids are really picky eaters so I am always looking for new lunch ideas. Do you have any sandwich recipe suggestions?
If you are a parent, care giver or teacher with young children you’ve probably wondered what to do with all those broken and small pieces of crayon you have lying around.
It’s the Crayola Crayon Maker! It turns crayon bits and pieces into new crayons in wild color combinations. Just mix in crayon bits, melt them down, pour into the mold and let harden. Now you’re ready to color again with swirling crayon creations.
Over the past few years I have been learning a lot about the hormones and chemicals that our bodies are exposed to on a daily basis and have been working on eliminating as many as possible from our household.
In April this year the FDA decided to review the effects of Triclosan based on recent animal studies that have shown triclosan alters hormone regulation.
Triclosan is commonly used in antibacterial liquid soaps and is also found in some toothpastes, body washes and some cosmetics. It may also be found in products such as clothing, kitchenware, furniture, and toys.
Skin is our bodies largest organ and with young children there is a lot of hand washing that happens in our house. So as soon as I learned about the FDA concerns, I went on a mission to find new liquid soap for our family and to check our toothpaste and other household items.
I discovered that finding products without triclosan was not an easy task. To make things easier for everyone interested in making the change, I would like to ask my friends in Network Marketing or Direct Sales to share information and links to their triclosan free products.
I have recently found myself in the position of needing a lot of padded mailers. Having bought a few of these indivually before I was thinking that 250 or even 500 was going to cost me a lot of money.
To my surprise they are not that expensive at all.
Both of the companies I’m listing have been recommended by others in my professional network.
For smaller quantities you probably want to start at Paper Mart. They have everything for retail and industrial packaging and mailing along with gift baskets, gift boxes and so much more. I don’t think I will ever be able to buy retail again.
Today I was able to get 250 White Padded 4 * 8 inch mailers for $23.40. Even with FedEx Ground shipping and Tax I still spent less than $35.
The second online store that is worth a visit is Uline. Uline is the leading distributor of shipping, industrial, and packing materials to businesses throughout North America.
Padded mailing envelopes quantities appear to start at 500ct for a 4 * 8 inch mailer.
Both stores offer a huge selection and have very attractive pricing. Only you will be able to tell which one offers the best pricing for your situation.
Here is what was on the EmbeddedArt.com site of Joe Slack the man that flew a plane into the IRS building in Austin TX today February 18th 2010.
If you’re reading this, you’re no doubt asking yourself, “Why did this have to happen?” The simple truth is that it is complicated and has been coming for a long time. The writing process, started many months ago, was intended to be therapy in the face of the looming realization that there isn’t enough therapy in the world that can fix what is really broken. Needless to say, this rant could fill volumes with example after example if I would let it. I find the process of writing it frustrating, tedious, and probably pointless… especially given my gross inability to gracefully articulate my thoughts in light of the storm raging in my head. Exactly what is therapeutic about that I’m not sure, but desperate times call for desperate measures.
We are all taught as children that without laws there would be no society, only anarchy. Sadly, starting at early ages we in this country have been brainwashed to believe that, in return for our dedication and service, our government stands for justice for all. We are further brainwashed to believe that there is freedom in this place, and that we should be ready to lay our lives down for the noble principals represented by its founding fathers. Remember? One of these was “no taxation without representation”. I have spent the total years of my adulthood unlearning that crap from only a few years of my childhood. These days anyone who really stands up for that principal is promptly labeled a “crackpot”, traitor and worse.
While very few working people would say they haven’t had their fair share of taxes (as can I), in my lifetime I can say with a great degree of certainty that there has never been a politician cast a vote on any matter with the likes of me or my interests in mind. Nor, for that matter, are they the least bit interested in me or anything I have to say.
Why is it that a handful of thugs and plunderers can commit unthinkable atrocities (and in the case of the GM executives, for scores of years) and when it’s time for their gravy train to crash under the weight of their gluttony and overwhelming stupidity, the force of the full federal government has no difficulty coming to their aid within days if not hours? Yet at the same time, the joke we call the American medical system, including the drug and insurance companies, are murdering tens of thousands of people a year and stealing from the corpses and victims they cripple, and this country’s leaders don’t see this as important as bailing out a few of their vile, rich cronies. Yet, the political “representatives” (thieves, liars, and self-serving scumbags is far more accurate) have endless time to sit around for year after year and debate the state of the “terrible health care problem”. It’s clear they see no crisis as long as the dead people don’t get in the way of their corporate profits rolling in.
And justice? You’ve got to be kidding!
How can any rational individual explain that white elephant conundrum in the middle of our tax system and, indeed, our entire legal system? Here we have a system that is, by far, too complicated for the brightest of the master scholars to understand. Yet, it mercilessly “holds accountable” its victims, claiming that they’re responsible for fully complying with laws not even the experts understand. The law “requires” a signature on the bottom of a tax filing; yet no one can say truthfully that they understand what they are signing; if that’s not “duress” than what is. If this is not the measure of a totalitarian regime, nothing is.
How did I get here?
My introduction to the real American nightmare starts back in the early ‘80s. Unfortunately after more than 16 years of school, somewhere along the line I picked up the absurd, pompous notion that I could read and understand plain English. Some friends introduced me to a group of people who were having ‘tax code’ readings and discussions. In particular, zeroed in on a section relating to the wonderful “exemptions” that make institutions like the vulgar, corrupt Catholic Church so incredibly wealthy. We carefully studied the law (with the help of some of the “best”, high-paid, experienced tax lawyers in the business), and then began to do exactly what the “big boys” were doing (except that we weren’t steeling from our congregation or lying to the government about our massive profits in the name of God). We took a great deal of care to make it all visible, following all of the rules, exactly the way the law said it was to be done.
The intent of this exercise and our efforts was to bring about a much-needed re-evaluation of the laws that allow the monsters of organized religion to make such a mockery of people who earn an honest living. However, this is where I learned that there are two “interpretations” for every law; one for the very rich, and one for the rest of us… Oh, and the monsters are the very ones making and enforcing the laws; the inquisition is still alive and well today in this country.
That little lesson in patriotism cost me $40,000+, 10 years of my life, and set my retirement plans back to 0. It made me realize for the first time that I live in a country with an ideology that is based on a total and complete lie. It also made me realize, not only how naive I had been, but also the incredible stupidity of the American public; that they buy, hook, line, and sinker, the crap about their “freedom”… and that they continue to do so with eyes closed in the face of overwhelming evidence and all that keeps happening in front of them.
Before even having to make a shaky recovery from the sting of the first lesson on what justice really means in this country (around 1984 after making my way through engineering school and still another five years of “paying my dues”), I felt I finally had to take a chance of launching my dream of becoming an independent engineer.
On the subjects of engineers and dreams of independence, I should digress somewhat to say that I’m sure that I inherited the fascination for creative problem solving from my father. I realized this at a very young age.
The significance of independence, however, came much later during my early years of college; at the age of 18 or 19 when I was living on my own as student in an apartment in Harrisburg, Pennsylvania. My neighbor was an elderly retired woman (80+ seemed ancient to me at that age) who was the widowed wife of a retired steel worker. Her husband had worked all his life in the steel mills of central Pennsylvania with promises from big business and the union that, for his 30 years of service, he would have a pension and medical care to look forward to in his retirement. Instead he was one of the thousands who got nothing because the incompetent mill management and corrupt union (not to mention the government) raided their pension funds and stole their retirement. All she had was social security to live on.
In retrospect, the situation was laughable because here I was living on peanut butter and bread (or Ritz crackers when I could afford to splurge) for months at a time. When I got to know this poor figure and heard her story I felt worse for her plight than for my own (I, after all, I thought I had everything to in front of me). I was genuinely appalled at one point, as we exchanged stories and commiserated with each other over our situations, when she in her grandmotherly fashion tried to convince me that I would be “healthier” eating cat food (like her) rather than trying to get all my substance from peanut butter and bread. I couldn’t quite go there, but the impression was made. I decided that I didn’t trust big business to take care of me, and that I would take responsibility for my own future and myself.
Return to the early ‘80s, and here I was off to a terrifying start as a ‘wet-behind-the-ears’ contract software engineer… and two years later, thanks to the fine backroom, midnight effort by the sleazy executives of Arthur Andersen (the very same folks who later brought us Enron and other such calamities) and an equally sleazy New York Senator (Patrick Moynihan), we saw the passage of 1986 tax reform act with its section 1706.
For you who are unfamiliar, here is the core text of the IRS Section 1706, defining the treatment of workers (such as contract engineers) for tax purposes. Visit this link for a conference committee report (http://www.synergistech.com/1706.shtml#ConferenceCommitteeReport) regarding the intended interpretation of Section 1706 and the relevant parts of Section 530, as amended. For information on how these laws affect technical services workers and their clients, read our discussion here (http://www.synergistech.com/ic-taxlaw.shtml).
SEC. 1706. TREATMENT OF CERTAIN TECHNICAL PERSONNEL.
(a) IN GENERAL – Section 530 of the Revenue Act of 1978 is amended by adding at the end thereof the following new subsection:
(d) EXCEPTION. – This section shall not apply in the case of an individual who pursuant to an arrangement between the taxpayer and another person, provides services for such other person as an engineer, designer, drafter, computer programmer, systems analyst, or other similarly skilled worker engaged in a similar line of work.
(b) EFFECTIVE DATE. – The amendment made by this section shall apply to remuneration paid and services rendered after December 31, 1986.
· “another person” is the client in the traditional job-shop relationship.
· “taxpayer” is the recruiter, broker, agency, or job shop.
· “individual”, “employee”, or “worker” is you.
Admittedly, you need to read the treatment to understand what it is saying but it’s not very complicated. The bottom line is that they may as well have put my name right in the text of section (d). Moreover, they could only have been more blunt if they would have came out and directly declared me a criminal and non-citizen slave. Twenty years later, I still can’t believe my eyes.
During 1987, I spent close to $5000 of my ‘pocket change’, and at least 1000 hours of my time writing, printing, and mailing to any senator, congressman, governor, or slug that might listen; none did, and they universally treated me as if I was wasting their time. I spent countless hours on the L.A. freeways driving to meetings and any and all of the disorganized professional groups who were attempting to mount a campaign against this atrocity. This, only to discover that our efforts were being easily derailed by a few moles from the brokers who were just beginning to enjoy the windfall from the new declaration of their “freedom”. Oh, and don’t forget, for all of the time I was spending on this, I was loosing income that I couldn’t bill clients.
After months of struggling it had clearly gotten to be a futile exercise. The best we could get for all of our trouble is a pronouncement from an IRS mouthpiece that they weren’t going to enforce that provision (read harass engineers and scientists). This immediately proved to be a lie, and the mere existence of the regulation began to have its impact on my bottom line; this, of course, was the intended effect.
Again, rewind my retirement plans back to 0 and shift them into idle. If I had any sense, I clearly should have left abandoned engineering and never looked back.
Instead I got busy working 100-hour workweeks. Then came the L.A. depression of the early 1990s. Our leaders decided that they didn’t need the all of those extra Air Force bases they had in Southern California, so they were closed; just like that. The result was economic devastation in the region that rivaled the widely publicized Texas S&L fiasco. However, because the government caused it, no one gave a shit about all of the young families who lost their homes or street after street of boarded up houses abandoned to the wealthy loan companies who received government funds to “shore up” their windfall. Again, I lost my retirement.
Years later, after weathering a divorce and the constant struggle trying to build some momentum with my business, I find myself once again beginning to finally pick up some speed. Then came the .COM bust and the 911 nightmare. Our leaders decided that all aircraft were grounded for what seemed like an eternity; and long after that, ‘special’ facilities like San Francisco were on security alert for months. This made access to my customers prohibitively expensive. Ironically, after what they had done the Government came to the aid of the airlines with billions of our tax dollars … as usual they left me to rot and die while they bailed out their rich, incompetent cronies WITH MY MONEY! After these events, there went my business but not quite yet all of my retirement and savings.
By this time, I’m thinking that it might be good for a change. Bye to California, I’ll try Austin for a while. So I moved, only to find out that this is a place with a highly inflated sense of self-importance and where damn little real engineering work is done. I’ve never experienced such a hard time finding work. The rates are 1/3 of what I was earning before the crash, because pay rates here are fixed by the three or four large companies in the area who are in collusion to drive down prices and wages… and this happens because the justice department is all on the take and doesn’t give a fuck about serving anyone or anything but themselves and their rich buddies.
To survive, I was forced to cannibalize my savings and retirement, the last of which was a small IRA. This came in a year with mammoth expenses and not a single dollar of income. I filed no return that year thinking that because I didn’t have any income there was no need. The sleazy government decided that they disagreed. But they didn’t notify me in time for me to launch a legal objection so when I attempted to get a protest filed with the court I was told I was no longer entitled to due process because the time to file ran out. Bend over for another $10,000 helping of justice.
So now we come to the present. After my experience with the CPA world, following the business crash I swore that I’d never enter another accountant’s office again. But here I am with a new marriage and a boatload of undocumented income, not to mention an expensive new business asset, a piano, which I had no idea how to handle. After considerable thought I decided that it would be irresponsible NOT to get professional help; a very big mistake.
When we received the forms back I was very optimistic that they were in order. I had taken all of the years information to Bill Ross, and he came back with results very similar to what I was expecting. Except that he had neglected to include the contents of Sheryl’s unreported income; $12,700 worth of it. To make matters worse, Ross knew all along this was missing and I didn’t have a clue until he pointed it out in the middle of the audit. By that time it had become brutally evident that he was representing himself and not me.
This left me stuck in the middle of this disaster trying to defend transactions that have no relationship to anything tax-related (at least the tax-related transactions were poorly documented). Things I never knew anything about and things my wife had no clue would ever matter to anyone. The end result is… well, just look around.
I remember reading about the stock market crash before the “great” depression and how there were wealthy bankers and businessmen jumping out of windows when they realized they screwed up and lost everything. Isn’t it ironic how far we’ve come in 60 years in this country that they now know how to fix that little economic problem; they just steal from the middle class (who doesn’t have any say in it, elections are a joke) to cover their asses and it’s “business-as-usual”. Now when the wealthy fuck up, the poor get to die for the mistakes… isn’t that a clever, tidy solution.
As government agencies go, the FAA is often justifiably referred to as a tombstone agency, though they are hardly alone. The recent presidential puppet GW Bush and his cronies in their eight years certainly reinforced for all of us that this criticism rings equally true for all of the government. Nothing changes unless there is a body count (unless it is in the interest of the wealthy sows at the government trough). In a government full of hypocrites from top to bottom, life is as cheap as their lies and their self-serving laws.
I know I’m hardly the first one to decide I have had all I can stand. It has always been a myth that people have stopped dying for their freedom in this country, and it isn’t limited to the blacks, and poor immigrants. I know there have been countless before me and there are sure to be as many after. But I also know that by not adding my body to the count, I insure nothing will change. I choose to not keep looking over my shoulder at “big brother” while he strips my carcass, I choose not to ignore what is going on all around me, I choose not to pretend that business as usual won’t continue; I have just had enough.
I can only hope that the numbers quickly get too big to be white washed and ignored that the American zombies wake up and revolt; it will take nothing less. I would only hope that by striking a nerve that stimulates the inevitable double standard, knee-jerk government reaction that results in more stupid draconian restrictions people wake up and begin to see the pompous political thugs and their mindless minions for what they are. Sadly, though I spent my entire life trying to believe it wasn’t so, but violence not only is the answer, it is the only answer. The cruel joke is that the really big chunks of shit at the top have known this all along and have been laughing, at and using this awareness against, fools like me all along.
I saw it written once that the definition of insanity is repeating the same process over and over and expecting the outcome to suddenly be different. I am finally ready to stop this insanity. Well, Mr. Big Brother IRS man, let’s try something different; take my pound of flesh and sleep well.
The communist creed: From each according to his ability, to each according to his need.
The capitalist creed: From each according to his gullibility, to each according to his greed.
Joe Stack (1956-2010)
If you are getting emails lately from the United Kingdom, Europe or any other country offering a part-time job then please don’t send your details.
This is similar to the Nigerian money scam, and they have just started using either people in the UK or people who look like they are there.
The scam is that they put money in your account and you wire about 90% of it on to another account. The problem is, the money they sent you really hasn’t cleared and when the bank works it out your account will be overdrawn and you will need to come up with the money that you have already spent, by putting it into the other account.
You are on the hook to pay the bank back. Even though the bank showed that the deposit had cleared it hasn’t really. It can take them up to 2 weeks to realize that the funds are not available. By that time you will have already sent on the payment.
So you are actually out of money, rather than making any money.
As the transactions originated overseas they are difficult to track, so don’t risk it.